Yep, you read that headline right!  This move occurred after the National Association of Realtors and FHA Commissioner David Stevens, among others last year, criticized many U.S. banks for require credit scores as high as 650 in some cases before making loans.  Banks’ credit policies were not inline with FHA guidelines and were artificially restraining […]

Are you shopping for your next home, or even thinking about it?  Even if you’ve owned a home before and have been through the mortgage application process, it’s easy to forget a few guidelines to keeping your credit score intact until final underwriting approval.  Even small changes that buyers often think will help improve their […]