Buying with an FHA loan? Ask your mortgage lender to get an FHA case number assigned to your file prior to April 1, 2013. Federal Housing Administration Commissioner Carol Galante announced a series of changes to be issued this week that will allow the agency to better manage risk and further strengthen the health of […]
Don’t Wait Until Spring or Summer to List Your Home: Buyers Aren’t Waiting to Buy!
Many people have the idea that Spring or Summer is the best time to list a home for sale. While this may be the case for Northern states because it’s icy and snowing right now, that is most certainly not the case here in Florida. Snowbirds are here from Northern states looking to buy. Families […]
5 Things Consumers Should Expect From The 2013 Housing Market
Forbes.com published an article recently entitled “Five Things Consumers Should Expect From The Housing Market In 2013“. I’d like to highlight and summarize some of the important points in this article. It should be noted, however, that when media sources quote Zillow, I always tell my clients to take Zillow with a grain of salt. […]
10 Buyer Commandments When Applying for a Mortgage
Recently I’ve had a few clients declined for mortgages over silly things – one missed a $25 bill, and his credit score dropped over 50 points, putting him out of lender guidelines for approval. Another made a large purchase with cash which caused his debt to income ratio to become unfavorable in the eyes of […]
Fiscal Cliff: Mortgage Forgiveness Act & Interest Deduction Extended
I received this email in my inbox this morning from my local Realtor board. While I know not everyone is happy with the provisions of this bill, there are several that as they pertain to real estate, that were important wins: “Late last night the U.S. House of Representatives voted 257-167 to pass the U.S. […]
New Condos & Apartment Projects Booming in Downtown St. Petersburg
According to I Love the ‘Burg, there are a number of new construction projects underway in St. Petersburg. After a dry spell, the demand to create space for living and working in downtown St. Petersburg looks to be higher than ever. The article says that part of the reason for this is that Johns Hopkins, […]
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