I’ve been hearing from many frustrated buyers lately that they simply cannot find a home. Why? Either they are putting in offers and getting outbid by others, or they are simply a day too late, or a dollar too short. So how do you win in a market full of bidding wars anyway? Here are […]
Buying with an FHA Loan? Mortgage Insurance is about to Go Up – Forever!
Buying with an FHA loan? Ask your mortgage lender to get an FHA case number assigned to your file prior to April 1, 2013. Federal Housing Administration Commissioner Carol Galante announced a series of changes to be issued this week that will allow the agency to better manage risk and further strengthen the health of […]
5 Things Consumers Should Expect From The 2013 Housing Market
Forbes.com published an article recently entitled “Five Things Consumers Should Expect From The Housing Market In 2013“. I’d like to highlight and summarize some of the important points in this article. It should be noted, however, that when media sources quote Zillow, I always tell my clients to take Zillow with a grain of salt. […]
10 Buyer Commandments When Applying for a Mortgage
Recently I’ve had a few clients declined for mortgages over silly things – one missed a $25 bill, and his credit score dropped over 50 points, putting him out of lender guidelines for approval. Another made a large purchase with cash which caused his debt to income ratio to become unfavorable in the eyes of […]
New Condos & Apartment Projects Booming in Downtown St. Petersburg
According to I Love the ‘Burg, there are a number of new construction projects underway in St. Petersburg. After a dry spell, the demand to create space for living and working in downtown St. Petersburg looks to be higher than ever. The article says that part of the reason for this is that Johns Hopkins, […]
Seeds of a St. Petersburg Housing Shortage
The latest edition of REALTOR magazine just arrived, and I found an article by the chief economist of the National Association of Realtors, Lawrence Yun, quite interesting. The article says that “the inventory of existing homes is at its lowest level in 7 years, while newly constructed home inventory has also hit a 50-year low […]
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